--- title: Why Have Mortgage Interest Rates Not Decreased Despite Federal Rate Cuts? description: Learn why mortgage rates stay high despite Fed cuts. Explore inflation, Treasury yields, and debt impacts, plus 1031 exchange tips for investors. image: https://www.1031corp.com/hubfs/AdobeStock_319057916-website.jpg --- [![1031-logo](https://www.1031corp.com/hubfs/1031-logo.svg "1031-logo")](https://www-1031corp-com.sandbox.hs-sites.com/) ** [![Start Your Exchange](https://no-cache.hubspot.com/cta/default/26654/f9e599c2-2c31-4c06-999b-e4115ff7d59b.png)](https://cta-redirect.hubspot.com/cta/redirect/26654/f9e599c2-2c31-4c06-999b-e4115ff7d59b) This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. [![Share on facebook](https://7528309.fs1.hubspotusercontent-na1.net/hub/7528309/hubfs/raw_assets/public/mV0_d-web-default-modules_hubspot/img/facebook-color.png?width=24&name=facebook-color.png) ](http://www.facebook.com/share.php?u=https%3A%2F%2Fwww.1031corp.com%2Fexchanging-thoughts-blog%2Fwhy-have-mortgage-interest-rates-not-decreased-despite-federal-rate-cuts%3Futm_medium%3Dsocial%26utm_source%3Dfacebook) [![Share on linkedin](https://7528302.fs1.hubspotusercontent-na1.net/hub/7528302/hubfs/raw_assets/public/mV0_d-web-default-modules_hubspot/img/linkedin-color.png?width=24&name=linkedin-color.png) ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.1031corp.com%2Fexchanging-thoughts-blog%2Fwhy-have-mortgage-interest-rates-not-decreased-despite-federal-rate-cuts%3Futm_medium%3Dsocial%26utm_source%3Dlinkedin) [![Share on twitter](https://7528302.fs1.hubspotusercontent-na1.net/hub/7528302/hubfs/raw_assets/public/mV0_d-web-default-modules_hubspot/img/x-twitter-color.png?width=24&name=x-twitter-color.png) ](https://twitter.com/intent/tweet?original_referer=https%3A%2F%2Fwww.1031corp.com%2Fexchanging-thoughts-blog%2Fwhy-have-mortgage-interest-rates-not-decreased-despite-federal-rate-cuts%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&url=https%3A%2F%2Fwww.1031corp.com%2Fexchanging-thoughts-blog%2Fwhy-have-mortgage-interest-rates-not-decreased-despite-federal-rate-cuts%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&source=tweetbutton&text=) [![Share on email](https://7528311.fs1.hubspotusercontent-na1.net/hub/7528311/hubfs/raw_assets/public/mV0_d-web-default-modules_hubspot/img/email-color.png?width=24&name=email-color.png) ](mailto:?subject=Check%20out%20https%3A%2F%2Fwww.1031corp.com%2Fexchanging-thoughts-blog%2Fwhy-have-mortgage-interest-rates-not-decreased-despite-federal-rate-cuts%3Futm_medium%3Dsocial%26utm_source%3Demail%20&body=Check%20out%20https%3A%2F%2Fwww.1031corp.com%2Fexchanging-thoughts-blog%2Fwhy-have-mortgage-interest-rates-not-decreased-despite-federal-rate-cuts%3Futm_medium%3Dsocial%26utm_source%3Demail) ![](https://www.1031corp.com/hubfs/AdobeStock_319057916-website.jpg) # Why Have Mortgage Interest Rates Not Decreased Despite Federal Rate Cuts? Posted by [Margo McDonnell, CRE, CES®](https://www.1031corp.com/exchanging-thoughts-blog/author/margo-mcdonnell-cre-ces) | Tue, Feb 25, 2025 When the Federal Reserve lowers interest rates, many expect mortgage rates to follow suit. However, recent months have shown a disconnect between these two financial benchmarks. Despite two rate cuts by the Federal Reserve, mortgage interest rates have remained stubbornly high. This divergence leaves homeowners, real estate investors, and financial professionals wondering: why aren’t mortgage rates decreasing? The answer lies in the intricate interplay of inflation, the bond market, and the national debt. **The Federal Funds Rate vs. Mortgage Interest Rates** The Federal Reserve’s interest rate decisions primarily affect the federal funds rate, which is the interest rate banks charge one another for overnight loans. These changes influence short-term rates like credit cards and personal loans more directly than long-term rates, such as those for mortgages. Mortgage rates are tied more closely to the yield on 10-year Treasury bonds, which respond to broader economic conditions and market expectations. **The Role of Inflation in Mortgage Rates** Inflation plays a key role in determining mortgage interest rates. When inflation is high, lenders demand higher yields on long-term loans to compensate for the declining purchasing power of money over time. Recent economic data suggests persistent inflationary pressures, which have kept mortgage rates elevated despite Federal Reserve cuts. **The Impact of National Debt on Mortgage Rates** The U.S. national debt significantly influences mortgage interest rates. Here's how: 1. **Increased Government Borrowing**: As the federal government borrows more to fund its operations, it issues Treasury securities to attract investors. With the national debt exceeding $33 trillion, the government must offer higher yields on these securities to compete for investor dollars. These higher yields on Treasury bonds directly influence mortgage rates, which tend to rise in parallel. 2. **Investor Sentiment and Risk**: High national debt can erode investor confidence in the government's fiscal health. This perceived risk can lead to higher borrowing costs across the board, including mortgages. 3. **Crowding Out Effect**: Large government borrowing can crowd out private investment, leading to tighter credit conditions and higher interest rates for consumers and businesses alike. **Why Haven’t Mortgage Rates Fallen?** Despite the Federal Reserve’s efforts to stimulate the economy through lower rates, several factors have kept mortgage rates high: - **Persistent Demand for Housing**: Strong demand for housing, coupled with limited supply, has kept pressure on mortgage rates. - **Treasury Yield Increases**: Rising yields on Treasury bonds, driven by inflation concerns and national debt levels, have pushed mortgage rates higher. - **Market Uncertainty**: Geopolitical tensions, economic uncertainty, and fluctuating investor sentiment have all contributed to the volatility in mortgage markets. **What This Means for Real Estate Investors** For real estate investors, understanding the factors behind mortgage rates is crucial for strategic decision-making. While lower federal interest rates can signal a more accommodative monetary policy, they don’t guarantee cheaper borrowing costs for homebuyers or property investors. High mortgage rates may impact cash flow projections and investment returns, emphasizing the importance of precise financial planning. **The Bottom Line** The Federal Reserve’s rate cuts alone won’t bring immediate relief to mortgage rates. A complex mix of inflation, Treasury yields, and the national debt plays a decisive role in determining these rates. For real estate professionals, staying informed about these economic trends is vital for navigating today’s high-interest-rate environment. If you’re considering a 1031 exchange to defer capital gains taxes while investing in like-kind property, now may be the time to act before interest rates climb further. Connect with our team of experts to learn how you can maximize the benefits of your investment strategy. Topics: [1031 exchange rules](https://www.1031corp.com/exchanging-thoughts-blog/topic/1031-exchange-rules), [1031 rules](https://www.1031corp.com/exchanging-thoughts-blog/topic/1031-rules), [1031 exchange process](https://www.1031corp.com/exchanging-thoughts-blog/topic/1031-exchange-process), [1031 CORP.](https://www.1031corp.com/exchanging-thoughts-blog/topic/1031-corp), [tax-deferral strategies](https://www.1031corp.com/exchanging-thoughts-blog/topic/tax-deferral-strategies), [1031 Exchange Benefits](https://www.1031corp.com/exchanging-thoughts-blog/topic/1031-exchange-benefits), [Live](https://www.1031corp.com/exchanging-thoughts-blog/topic/live), [tax deferral](https://www.1031corp.com/exchanging-thoughts-blog/topic/tax-deferral), [1031 exchange deadlines](https://www.1031corp.com/exchanging-thoughts-blog/topic/1031-exchange-deadlines), [Mortgage Rates](https://www.1031corp.com/exchanging-thoughts-blog/topic/mortgage-rates), [Federal Reserve](https://www.1031corp.com/exchanging-thoughts-blog/topic/federal-reserve) ### Subscribe to Our Blog ### Topics - [Live (62)](https://www.1031corp.com/exchanging-thoughts-blog/topic/live) - [1031 Exchange (46)](https://www.1031corp.com/exchanging-thoughts-blog/topic/1031-exchange) - [1031 CORP. (28)](https://www.1031corp.com/exchanging-thoughts-blog/topic/1031-corp) - [1031 exchange process (25)](https://www.1031corp.com/exchanging-thoughts-blog/topic/1031-exchange-process) - [1031 exchange rules (25)](https://www.1031corp.com/exchanging-thoughts-blog/topic/1031-exchange-rules) - [1031 exchanges (17)](https://www.1031corp.com/exchanging-thoughts-blog/topic/1031-exchanges) - [1031 rules (17)](https://www.1031corp.com/exchanging-thoughts-blog/topic/1031-rules) - [1031 Exchange Benefits (16)](https://www.1031corp.com/exchanging-thoughts-blog/topic/1031-exchange-benefits) - [1031 strategy (14)](https://www.1031corp.com/exchanging-thoughts-blog/topic/1031-strategy) - [Real Estate Investing (13)](https://www.1031corp.com/exchanging-thoughts-blog/topic/real-estate-investing) - [1031 exchange deadlines (12)](https://www.1031corp.com/exchanging-thoughts-blog/topic/1031-exchange-deadlines) - [1031 Replacement property (11)](https://www.1031corp.com/exchanging-thoughts-blog/topic/1031-replacement-property) - [1031 Exchange Tax-Deferred (10)](https://www.1031corp.com/exchanging-thoughts-blog/topic/1031-exchange-tax-deferred) - [1031 timelines (10)](https://www.1031corp.com/exchanging-thoughts-blog/topic/1031-timelines) - [investment property (10)](https://www.1031corp.com/exchanging-thoughts-blog/topic/investment-property) - [section 1031 (10)](https://www.1031corp.com/exchanging-thoughts-blog/topic/section-1031) - [1031 Exchange Investment Strategy (9)](https://www.1031corp.com/exchanging-thoughts-blog/topic/1031-exchange-investment-strategy) - [Exchange identification rules (9)](https://www.1031corp.com/exchanging-thoughts-blog/topic/exchange-identification-rules) - [Qualified Intermediary (9)](https://www.1031corp.com/exchanging-thoughts-blog/topic/qualified-intermediary) - [like-kind property (9)](https://www.1031corp.com/exchanging-thoughts-blog/topic/like-kind-property) - [1031 exchange; Role of Qualified Intermediary (7)](https://www.1031corp.com/exchanging-thoughts-blog/topic/1031-exchange-role-of-qualified-intermediary) - [Investment goals (7)](https://www.1031corp.com/exchanging-thoughts-blog/topic/investment-goals) - [Like-kind Exchange (7)](https://www.1031corp.com/exchanging-thoughts-blog/topic/like-kind-exchange) - [real estate investment (7)](https://www.1031corp.com/exchanging-thoughts-blog/topic/real-estate-investment) - [tax deferral (6)](https://www.1031corp.com/exchanging-thoughts-blog/topic/tax-deferral) - [1031 transaction (5)](https://www.1031corp.com/exchanging-thoughts-blog/topic/1031-transaction) - [Exchange timeline (5)](https://www.1031corp.com/exchanging-thoughts-blog/topic/exchange-timeline) - [Qualified Intermediary (QI) (5)](https://www.1031corp.com/exchanging-thoughts-blog/topic/qualified-intermediary-qi) - [1031 Exchange Education (4)](https://www.1031corp.com/exchanging-thoughts-blog/topic/1031-exchange-education) - [Role of Qualified Intermediary (4)](https://www.1031corp.com/exchanging-thoughts-blog/topic/role-of-qualified-intermediary) - [Small Business (4)](https://www.1031corp.com/exchanging-thoughts-blog/topic/small-business) - [deferred exchange (4)](https://www.1031corp.com/exchanging-thoughts-blog/topic/deferred-exchange) - [reverse 1031 exchange (4)](https://www.1031corp.com/exchanging-thoughts-blog/topic/reverse-1031-exchange) - [1031 exchange misconceptions (3)](https://www.1031corp.com/exchanging-thoughts-blog/topic/1031-exchange-misconceptions) - [1031 improvement exchange (3)](https://www.1031corp.com/exchanging-thoughts-blog/topic/1031-improvement-exchange) - [1031 like-kind property (3)](https://www.1031corp.com/exchanging-thoughts-blog/topic/1031-like-kind-property) - [45-Day Identification Period (3)](https://www.1031corp.com/exchanging-thoughts-blog/topic/45-day-identification-period) - [Beach properties (3)](https://www.1031corp.com/exchanging-thoughts-blog/topic/beach-properties) - [Real Estate Investor (3)](https://www.1031corp.com/exchanging-thoughts-blog/topic/real-estate-investor) - [Reverse 1031 CORP. (3)](https://www.1031corp.com/exchanging-thoughts-blog/topic/reverse-1031-corp) - [section 121 exclusion (3)](https://www.1031corp.com/exchanging-thoughts-blog/topic/section-121-exclusion) - [tax-deferral strategies (3)](https://www.1031corp.com/exchanging-thoughts-blog/topic/tax-deferral-strategies) - [1031 Exchange Myths (2)](https://www.1031corp.com/exchanging-thoughts-blog/topic/1031-exchange-myths) - [1031 Exchange Reporting (2)](https://www.1031corp.com/exchanging-thoughts-blog/topic/1031-exchange-reporting) - [1031 Tax Updates (2)](https://www.1031corp.com/exchanging-thoughts-blog/topic/1031-tax-updates) - [1031 disaster extensions (2)](https://www.1031corp.com/exchanging-thoughts-blog/topic/1031-disaster-extensions) - [1031 exchange extensions (2)](https://www.1031corp.com/exchanging-thoughts-blog/topic/1031-exchange-extensions) - [1031 resource (2)](https://www.1031corp.com/exchanging-thoughts-blog/topic/1031-resource) - [121 primary residence exclusion (2)](https://www.1031corp.com/exchanging-thoughts-blog/topic/121-primary-residence-exclusion) - [Advocate for 1031 Exchanges (2)](https://www.1031corp.com/exchanging-thoughts-blog/topic/advocate-for-1031-exchanges) - [BusinessInsights (2)](https://www.1031corp.com/exchanging-thoughts-blog/topic/businessinsights) - [Community Revitalization (2)](https://www.1031corp.com/exchanging-thoughts-blog/topic/community-revitalization) - [Cybersecurity (2)](https://www.1031corp.com/exchanging-thoughts-blog/topic/cybersecurity) - [Delaware Statutory Trust (DST) (2)](https://www.1031corp.com/exchanging-thoughts-blog/topic/delaware-statutory-trust-dst) - [Federally Declared Disasters (2)](https://www.1031corp.com/exchanging-thoughts-blog/topic/federally-declared-disasters) - [Form 8824 (2)](https://www.1031corp.com/exchanging-thoughts-blog/topic/form-8824) - [IRS regulations (2)](https://www.1031corp.com/exchanging-thoughts-blog/topic/irs-regulations) - [Improvement Exchange (2)](https://www.1031corp.com/exchanging-thoughts-blog/topic/improvement-exchange) - [IndustryTrends (2)](https://www.1031corp.com/exchanging-thoughts-blog/topic/industrytrends) - [Proposed American Families Plan (2)](https://www.1031corp.com/exchanging-thoughts-blog/topic/proposed-american-families-plan) - [Replacement Property (2)](https://www.1031corp.com/exchanging-thoughts-blog/topic/replacement-property) - [Reporting 1031 Boot (2)](https://www.1031corp.com/exchanging-thoughts-blog/topic/reporting-1031-boot) - [Security of exchange funds (2)](https://www.1031corp.com/exchanging-thoughts-blog/topic/security-of-exchange-funds) - [Tax Cuts & Jobs Act (2)](https://www.1031corp.com/exchanging-thoughts-blog/topic/tax-cuts-jobs-act) - [Taxes (2)](https://www.1031corp.com/exchanging-thoughts-blog/topic/taxes) - [Who Qualifies for a 1031 exchange (2)](https://www.1031corp.com/exchanging-thoughts-blog/topic/who-qualifies-for-a-1031-exchange) - [benefits of 1031 exchange (2)](https://www.1031corp.com/exchanging-thoughts-blog/topic/benefits-of-1031-exchange) - [estate planning (2)](https://www.1031corp.com/exchanging-thoughts-blog/topic/estate-planning) - [mixed-use properties (2)](https://www.1031corp.com/exchanging-thoughts-blog/topic/mixed-use-properties) - [primary residences (2)](https://www.1031corp.com/exchanging-thoughts-blog/topic/primary-residences) - [tax-deferred exchanges (2)](https://www.1031corp.com/exchanging-thoughts-blog/topic/tax-deferred-exchanges) - [vacation home (2)](https://www.1031corp.com/exchanging-thoughts-blog/topic/vacation-home) - [when to Report a 1031 Exchange (2)](https://www.1031corp.com/exchanging-thoughts-blog/topic/when-to-report-a-1031-exchange) - [#Idaho (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/idaho) - [1031 deposits (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/1031-deposits) - [1031 exchange closing costs (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/1031-exchange-closing-costs) - [1031 exchange funds (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/1031-exchange-funds) - [1031 exchange trends (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/1031-exchange-trends) - [1031 exchange vacation home (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/1031-exchange-vacation-home) - [1031 gain (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/1031-gain) - [200% Value Rule (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/200-value-rule) - [2025 Budget Reconciliation (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/2025-budget-reconciliation) - [AI (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/ai) - [Affordable Housing (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/affordable-housing) - [Agricultural Real Estate Transactions (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/agricultural-real-estate-transactions) - [Appreciated Property (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/appreciated-property) - [Billionaires Income Tax (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/billionaires-income-tax) - [CARES Act (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/cares-act) - [Callback Verification (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/callback-verification) - [Case Study (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/case-study) - [Certified Exchange Specialist (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/certified-exchange-specialist) - [Coronavirus Aid Relief (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/coronavirus-aid-relief) - [Diversification (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/diversification) - [Diversification of real estate assets (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/diversification-of-real-estate-assets) - [Drop & Swap (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/drop-swap) - [Dual Authorization (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/dual-authorization) - [EAT (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/eat) - [Economic Growth (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/economic-growth) - [Economic Policy (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/economic-policy) - [Entrepreneurial Opportunities (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/entrepreneurial-opportunities) - [Exchange Bank Account (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/exchange-bank-account) - [Federal Reserve (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/federal-reserve) - [ICS Account (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/ics-account) - [Liability Coverage (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/liability-coverage) - [Like-kind (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/like-kind) - [Mortgage Rates (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/mortgage-rates) - [Multifamily Housing (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/multifamily-housing) - [OBBBA (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/obbba) - [PA Income Tax and 1031 (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/pa-income-tax-and-1031) - [Partnerships (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/partnerships) - [Pennsylavania recognizes 1031 exchanges (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/pennsylavania-recognizes-1031-exchanges) - [QI (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/qi) - [Qualified Escrow Account (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/qualified-escrow-account) - [Qualified Improvement Property (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/qualified-improvement-property) - [Real Estate Market Outlook (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/real-estate-market-outlook) - [Reporting a Failed 1031 Exchange (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/reporting-a-failed-1031-exchange) - [Rev Proc 2008-16 (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/rev-proc-2008-16) - [Revenue Ruling 2004-86 (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/revenue-ruling-2004-86) - [Same Taxpayer Requirement (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/same-taxpayer-requirement) - [Secure PII (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/secure-pii) - [Secure Portal (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/secure-portal) - [Security of funds (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/security-of-funds) - [Seller Financing (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/seller-financing) - [Signature Verification (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/signature-verification) - [Tax Reform (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/tax-reform) - [Taxable Boot (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/taxable-boot) - [Taxable Boot Implications (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/taxable-boot-implications) - [ThoughtLeadership (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/thoughtleadership) - [Transactional Expenses (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/transactional-expenses) - [USA PATRIOT Act Compliance (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/usa-patriot-act-compliance) - [Veteran Owned Businesses (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/veteran-owned-businesses) - [Wealth Building (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/wealth-building) - [Wire Fraud (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/wire-fraud) - [Women Owned Businesses (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/women-owned-businesses) - [capital gain tax (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/capital-gain-tax) - [cost segregation and 1031 exchanges (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/cost-segregation-and-1031-exchanges) - [deferred gain forgiven (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/deferred-gain-forgiven) - [interest on 1031 exchange funds (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/interest-on-1031-exchange-funds) - [minority Owned Businesses (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/minority-owned-businesses) - [personal residence (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/personal-residence) - [portability (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/portability) - [related party 1031 exchanges (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/related-party-1031-exchanges) - [rental property (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/rental-property) - [reporting a 1031 exchange (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/reporting-a-1031-exchange) - [vacation home exchanges (1)](https://www.1031corp.com/exchanging-thoughts-blog/topic/vacation-home-exchanges) [See all](https://www.1031corp.com/exchanging-thoughts-blog/why-have-mortgage-interest-rates-not-decreased-despite-federal-rate-cuts#) ![logo](https://www.1031corp.com/hs-fs/hub/26654/file-13590801.png "logo") **1031 CORP. Headquarters** Providence Corporate Center 100 Springhouse Drive, Suite 203 Collegeville, PA 19426 1.800.828.1031 [**](https://www.linkedin.com/company/1031corp) [**](https://www.facebook.com/1031CORP) [**](https://twitter.com/1031CORP) [**](https://instagram.com/1031corp.3) ©2025 1031 CORP. All rights reserved. [Privacy Policy](https://www.1031corp.com/about/privacy-policy)